About Us
About Ben Omoakin Oguntala
- Ben Omoakin Oguntala, LL.M Banking & Finance Laws
- Technical Design Authority | PCI Compliance Programme Manager
- Over 17 years Payment compliance and solution delivery
- I have made PCI Level 1 merchants PCI compliant with a 60% CAPEX reduction and 70% OPEX reduction and simplified their PCI Compliance framework.
Previous clients
Our solution is the first QSA approved method
Payments and co is a cloud based Payment solutions provider. We specialize in assisting clients to address a variety of concerns that have been creating problems for them in the past.
One of the toughest questions in PCI compliance lifecycle is, will our PCI compliance stand up to the scrutiny of the external assessment of QSA?
There are many unscrupulous QSAs out there, prepared to take your money knowing fully, if a breach ever occurs, they would disclaim any knowledge. Many QSAs are happy to sign your SAQ or AOC without assuring themselves of how secure your payment channels are. Our approach is significantly different; we have designed a solution that ensures each of your payment channels is not only PCI Compliant but also reduces the likelihood of a breach occurring.
If your QSA cannot unequivocally state that the assurance they gave you will definitely reduce the likelihood of a breach occurring on your payment channel, then you need to consider our service.
Our solution is the first QSA approved method of drastically reducing a merchant’s likelihood of breach occurring and radically reducing the cost of achieving and maintaining PCI compliance.
It is the first, QSA approved, method to go beyond the simple checkbox exercise of ‘PCI Compliance’ and architecturally structure each of your payment channels to reduce the likelihood of a breach occurring as well as streamline your end-to-end PCI compliance in order to enable you to achieve and maintain your PCI compliance.
Our QSA has approved our PCI Compliance strategy and this is a crucial differentiator in the market, as it allows us to apply that compliance strategy to your organization, providing the QSA assurance about how your business manages PCI compliance and what to expect. This cuts down costs and time as well as gives you the assurance that your PCI Compliance certificate or Attestation of Compliance is more than just paperwork but an operational assertion of fact that you have reduced your likelihood of a breach by the design of each of your payment channels.
Our QSA has pre-approved our approach and methodology; this means if you follow any of our prescribed approaches, the results will be the following:
Reduce your cost of PCI Compliance by up to 50% (CAPEX and OPEX)
Reduce each of your payment channels to the minimum requirements
Define your PCI compliance strategy
Map your PCI estate from Acquiring Bank releasing your merchant ID to PCI Compliance report
Reduce or simplify the amount of PCI controls you are required to produce for your compliance
Make each of your payment channels secure thereby reducing the likelihood of a breach occurring
Document all the elements of your PCI estate
Define all your PCI Assets and the relevant compliance security and control requirements
Automate and streamline your PCI compliance requirement
Manage all changes to your PCI estate via PCI change management framework
Maintain a complete system of record for your entire PCI estate
Track all your PCI compliance obligations and ensure compliance.